Home Inspector E&O Program

Professional home inspectors play a critical role in the home purchase process. With prospective homebuyers relying heavily on their expertise, home inspectors face potential lawsuits related to their assessment of a client's property.

To help address this exposure, The Hartford will offer its professional liability coverage for residential home inspectors through its relationship with BNK Insurance Services.

Coverage Highlights for Qualifying Firms may Include:

  • Mold inspection
  • Infrared thermography
  • Radon coverage
  • Termite coverage
  • Pool and spa
  • Built-in kitchen appliance
  • Exterior insulation finishing system coverage
  • Stucco coverage
  • Green building inspection
  • Indoor air quality inspection
  • Lead paint inspection
  • Rodent inspection
  • Wind mitigation inspection
  • Septic inspection

*All coverage features and/or options may not be available to all accounts or in all states depending on state restrictions and/or underwriting considerations.

*Coverage available in all states EXCEPT the following:  Alaska, California, Hawaii, Louisiana, New York, Vermont, Washington.